Get Matched with a Calgary Mortgage Broker
Answer 3 quick questions and we’ll connect you with a RECA-licensed broker who shops 50+ lenders for your best rate. Free, no obligation.
RECA-licensed brokers who specialize in Calgary properties
50+ lenders — banks, monolines, ATB, Servus
Same-day response on most requests
No fees, no credit check to get started
Find My Best Rate
Answer 3 quick questions and we’ll match you with a vetted Calgary mortgage broker who can get you the best rate for your situation.
Your information is sent directly to a vetted Calgary mortgage professional. We don't sell data or spam. Privacy Policy
How It Works
1. Tell Us Your Situation
First-time buyer, renewal, refinance, investment property — pick what fits. Takes about 2 minutes. We ask about your timeline, property type, and what matters most to you.
2. We Match You with a Broker
Based on your answers, we connect you with a RECA-licensed Calgary broker who handles your type of mortgage regularly. Not a national call centre — someone local who knows this market. Most people hear back the same business day.
3. Your Broker Shops 50+ Lenders
Your broker compares rates from the Big Six, credit unions like ATB and Servus, and monolines like First National and MCAP. They negotiate on your behalf. You pick the option that works for you.
Why Not Just Go to Your Bank?
Your bank offers you their rate. One rate, one lender, take it or leave it.
A mortgage broker shops your application across 50+ lenders. In Calgary, that matters more than most cities — local lenders like ATB Financial and Servus Credit Union consistently beat the Big Six on rate, especially for purchases in the $400K–$700K range that dominates this market. But your bank will never mention them, because your bank only sells its own products.
The difference between your bank’s posted rate and what a broker can find is typically 0.25–0.50%. On a $500,000 mortgage over a 5-year term, that’s roughly $6,000–$12,000 in interest you don’t pay.
And brokers don’t cost you anything. They’re paid a commission by the lender — similar to how a real estate agent works on the seller’s side.
Questions People Ask Before Getting Started
Is this actually free?
Yes. Mortgage brokers are paid a commission by the lender when your mortgage funds — the same way a real estate agent earns a commission from the seller. You pay nothing for the broker’s service, the rate shopping, or the matching process. If you decide not to move forward, that’s fine too.
Will this affect my credit score?
No. The matching process doesn’t pull your credit. When you decide to proceed with a broker and submit a full application, they’ll do a credit check — but that’s the same thing that happens when you walk into your bank. The matching step itself has no impact.
I already have a pre-approval from my bank. Should I still do this?
Especially then. A broker can compare your existing pre-approval against what’s available from 50+ other lenders. If your bank’s rate is already competitive, they’ll tell you — and you’ve lost nothing. If it isn’t, they’ll find you something better. Either way, you’ll know where you actually stand instead of just trusting your bank’s word for it.
How is this different from RateHub or other comparison sites?
Comparison sites show you advertised rates — the best-case number before qualifications and conditions. A broker gives you your rate, based on your actual financial situation, income, and property. They also handle the application, negotiate with the lender, and manage the paperwork through to closing. Think of it as the difference between browsing car prices online and having someone negotiate the deal for you.
Can I pick my own broker instead?
Absolutely. If you already have a broker in mind, head to our broker directory to check their credentials and specialties. The matching service here is for people who don’t have a broker yet and want a recommendation based on their situation.
Ready to See What Rate You Actually Qualify For?
Takes 2 minutes. No credit check. No obligation. A RECA-licensed Calgary broker will reach out with your options.